Property owners' liability insurance enables you to meet any costs and damages awarded to a member of the public if they suffer an injury following an accident on, or from, your premises.
This protection is generally included in a household policy. Where you insure your contents and business, and a landlord insures the premises, make sure that Property Owners' liability is included in at least one of these policies.
In general, it is a good idea to make sure that Property owners' liability is included in your business insurance -you may find it is also included with contents insurance.

