Motor insurance

By law any vehicle used on the road or other public place must be covered by a Compulsory motor insurance policy. If you, your employees or anyone else working for your business uses a vehicle for work then you should check that:

• all vehicles owned by your business are covered by appropriate insurance
• any employees' vehicles used for or in connection with business have their insurance extended to cover use for their employer's business
• any personal vehicle insurance that you may have covers business use

You should also make sure that the cover provided by the policy is appropriate as there are different classes of business use. For example, travelling sales people or commercial representatives are considered differently from those making only occasional business trips.

If you own several vehicles you may be able to get fleet cover that might offer better terms.

You need to check the licences of all your drivers and advise Thames Insurance group of any motor convictions. Otherwise, you will not be insured. You will also need to tell Thames Insurance Group of any motor convictions that happen after insurance is in place.

Thames Insurance Group You can cover for loss or damage for the following:

• Accidental loss or damage to your vehicle
• Theft of your vehicle;
• Damage or injury to Third Parties (Civil Liability);
• Death or injury to passengers in your vehicle ("Personal Accident");

We provide each driver with an information card, which gives details of our 24 hour help desk. In the event you are involved in an accident, one of our claims managers will come to the place of the accident and arrange for all documentation to be correctly completed including Traffic Police reports and arrange for the vehicle to be removed in the event of it being un-roadworthy. Your vehicle will then be inspected by our claims manager who will organize the repair of your vehicle.

You can also apply online for motor insurance.

The advantages of applying online for Motor Insurance:

• You do not need to come to our office;
• There is no middleman. We give You the cover You need -not what somebody else thinks You need;
• We keep thinks simple if you had a claim- You just phone us!
• If you apply on-line you will also receive an additional 10% discount.