Application Form

You are normally asked to fill in the Application Form, giving details of your medical history. If necessary, we may write to your doctor for more information. It is essential that you give all the information you are asked for. If you don't , you may find that your insurer may refuse to pay any claim in the future, or even cancel your policy. If you are not sure whether or not to mention something, it is best to do so. If you have a medical condition, which is likely to come back, the insurer will issue policy, but the condition (and any related to it) may not be covered, either indefinitely, or for a set period of time.

The completed and signed Application Form is a very important document. It forms the basis of your contract with your insurer.