Employers Liability

Employers' liability (EL) cover enables businesses to meet the costs of compensation and legal fees for employees who are injured or made ill at work through the fault of the employer. Employees injured due to an employer's negligence can seek compensation even if the business goes into liquidation or receivership.

Generally, someone is defined as your employee if:

• you deduct social taxes contributions and income tax from the salary you pay them
• you control when, where and how they work